Insurance Solutions

Insurance Solutions

Insurance solutions built around real business and operational risk.

Our approach to cover

At RP Hills, we work with businesses, property owners, professionals and rural operators to arrange insurance solutions suited to their day-to-day activities, contractual obligations and long-term objectives.

Every business operates differently. We take the time to understand how our clients work and where their exposures sit before discussing what cover may be appropriate for their circumstances.

Our team works with a broad range of insurers and underwriting agencies to help clients access insurance options across commercial, rural and specialist risk areas.

Industries we support

Who we work with

These are the sectors we work in most often across metropolitan and regional New South Wales, along with the day-to-day operations, exposures and contractual obligations that come with them.

Agriculture
01

Agriculture

Agricultural businesses operate in an environment where seasonal conditions, equipment reliance, transport, workforce management and property exposures all play a role in day-to-day operations. At RP Hills, we work with farmers, producers and agribusiness operators to help arrange insurance solutions suited to the realities of rural business.

We can assist with cover options relating to farm property, machinery, livestock, liability, vehicles and broader agribusiness activities, helping clients review arrangements that suit the scale and nature of their operations.

Construction & Property Development
02

Construction & Property Development

The construction and development sector involves a wide range of operational and contractual risks across projects, sites, contractors, equipment and timelines. We assist builders, developers, contractors and associated trades with insurance solutions designed to support project and business continuity.

From smaller operators through to larger commercial projects, we help clients review cover options relevant to construction activities, plant and equipment, liability exposures and contractual obligations.

Food & Beverage
03

Food & Beverage

Businesses operating within the food and beverage industry often manage fast-moving environments involving customers, suppliers, staff, production and distribution. RP Hills works with businesses across hospitality, manufacturing, wholesale and retail food sectors to arrange insurance suited to their operational needs.

Whether operating a venue, production facility or supply business, we help clients review insurance options relating to property, liability, stock, equipment and business interruption exposures.

Health & Aged Care
04

Health & Aged Care

Healthcare and aged care providers operate within highly responsible environments where professional services, people management and regulatory obligations are important considerations. We assist businesses operating across the health, allied health, disability support and aged care sectors with insurance suited to the services they deliver.

Our team works with clients to review insurance options that align with their services, staffing structure, facilities and operational risk profile.

Hospitality
05

Hospitality

Hospitality businesses face a combination of public interaction, workforce management and operational risk on a daily basis. We assist restaurants, cafés, hotels, clubs, pubs and entertainment venues with insurance solutions suited to the hospitality environment.

From property and liability exposures through to equipment, stock and interruption risks, we help clients consider insurance arrangements aligned to the way their venue operates.

Leisure Travel
06

Leisure Travel

The leisure and travel sector can involve a range of moving parts including customer interaction, transport arrangements, events, scheduling and service delivery. RP Hills assists businesses operating in tourism, recreation and travel-related industries with insurance solutions designed around operational requirements and public-facing activities.

We work with clients to review insurance considerations relevant to their business model, staffing, locations and client services.

Manufacturing
07

Manufacturing

Manufacturing businesses often rely on specialised equipment, production timelines, supply chains and workforce coordination. We assist manufacturers, fabricators and industrial operators with insurance arranged around the way their operations run.

Our team can help review cover options relating to machinery, commercial property, liability, stock, interruption exposures and operational continuity.

Mining
08

Mining

Mining and mining-related industries operate in environments where safety, contracts, equipment and operational risk are critical considerations. RP Hills assists contractors, suppliers and service providers connected to the mining sector with insurance solutions suited to their activities and contractual exposures.

We work with businesses across the sector to help arrange insurance aligned to plant, liability, workforce and operational requirements.

Professional Risk
09

Professional Risk

Businesses providing professional advice or specialist services can face exposures relating to decision-making, compliance, client reliance and management responsibilities. We assist professionals, consultants and service-based businesses with insurance solutions designed to support professional operations.

This may include reviewing cover options relating to professional indemnity, management liability and broader business protection needs.

Sports & Entertainment
10

Sports & Entertainment

Sporting organisations, venues, events and entertainment businesses often manage risks associated with crowds, public interaction, scheduling, contractors and event operations. RP Hills assists clients across the sports and entertainment sector with insurance suited to their activities.

We help businesses and organisations review insurance options aligned to venue operations, liability exposures, equipment and event-related considerations.

Transport & Logistics
11

Transport & Logistics

Transport and logistics businesses operate within fast-paced environments involving vehicles, freight movement, delivery schedules and operational responsibility. We assist owner-drivers, fleet operators and logistics businesses with insurance solutions suited to the transport sector.

Our team helps clients review insurance arrangements relating to vehicles, liability, goods in transit and broader operational exposures.

Workers Compensation
12

Workers Compensation

Managing workplace risk and employee wellbeing remains an important part of operating a business. RP Hills assists businesses in understanding workers compensation requirements and broader workplace insurance considerations relevant to their industry and workforce structure.

We work with clients to help review whether their insurance arrangements line up with their operational obligations and their approach to employee-related risk.

Core insurance solutions

The insurance we can help arrange

The industries above describe who we work with. The solutions below describe the types of cover we can help arrange on their behalf.

01

Commercial Business

Commercial insurance may assist with loss or damage affecting business assets and operations. Depending on the policy arranged, cover can extend to premises, contents, interruption to trading and legal liability exposures, subject to policy terms, conditions, limits and exclusions.

02

Construction

We help builders, contractors and construction-related businesses review cover options across projects, plant and equipment, liability exposures and contract works.

03

Public Liability

Public liability insurance is designed to respond to certain third-party injury or property damage claims arising from business activities. Policy response depends on the circumstances and the wording arranged. We help clients consider the options relevant to their operations.

04

Cyber

Cyber incidents affect businesses of every size. Cyber insurance may assist with matters such as data breaches, ransomware, recovery costs and interruption following a cyber event, subject to the cover arranged.

05

Professional & Management Risk

This area can include Professional Indemnity, Management Liability and Directors & Officers insurance. These covers are designed to respond to certain claims connected with professional services, management decisions and directors’ responsibilities, subject to the policy arranged.

06

Commercial Property & Strata

We assist clients with cover for commercial buildings, strata properties, machinery, assets and broader property-related exposures, including ISR-style programs where appropriate.

07

Motor & Fleet

We arrange cover for private vehicles, commercial vehicles and business fleets, with options that reflect how vehicles are owned, operated and managed.

08

Livestock & Agribusiness

Rural businesses carry a mix of operational and environmental exposures. We assist clients with cover options relating to livestock, machinery, property and wider agribusiness activities.

Our approach

How we work with clients

Understanding Your Business

We take the time to understand your business activities, operational structure and key areas of exposure before discussing insurance options.

Access to Established Insurance Markets

We work with a range of insurers and underwriting agencies to help source options that line up with your requirements and budget considerations.

Practical Guidance

Insurance wording can be dense. Our role is to explain the options, how a policy is structured and where the limits and exclusions sit, so you can make an informed decision.

Claims Support

If a claim occurs, we assist clients throughout the claims process and liaise with insurers to help progress matters as efficiently as possible.

Supporting Businesses Across Regional and Commercial Australia

RP Hills provides insurance broking support across a broad range of industries and risk profiles. Whether you run a local business, manage commercial assets or work in a specialised sector, we can help review your current arrangements and arrange cover options suited to the nature of your operations.

Contact Us